Learn what is Credit Officer in bank, their roles, responsibilities, salary & eligibility. Apply online for Central Bank of India Credit Officer Recruitment 2025 – 1000 posts. A Credit Officer in a bank is a professional responsible for assessing loan applications, evaluating creditworthiness of individuals and businesses, monitoring repayments, and ensuring compliance with banking regulations. What is Credit Officer in Bank alldetails below.
Credit Officer in Bank – Roles & Responsibilities
- Evaluate and verify loan applications.
- Assess the creditworthiness of borrowers.
- Approve or reject loans as per bank policies.
- Monitor repayment schedules and reduce NPAs (Non-Performing Assets).
- Provide financial guidance to customers.
- Ensure compliance with RBI and banking regulations.
CBI Credit Officer Recruitment 2025 – Overview
| Particulars | Details |
|---|---|
| 🏢 Organization | Central Bank of India (CBI) |
| 📋 Post Name | Credit Officer (General Banking) |
| 📌 Job Location | All India |
| 💼 Total Vacancies | 1000 |
| 📄 Form Mode | Online |
| 💰 Monthly Pay | ₹48,480 – ₹85,920 |
| ⏳ Job Basis | Permanent |
| 📢 Notification | 2025 Recruitment Notification |
Important Dates
| Event | Date |
|---|---|
| Notification Out | 30/01/2025 |
| Starting Date | 30/01/2025 |
| Last Date to Apply | 20/02/2025 (11:59 PM) |
| Fees Last Date | 20/02/2025 |
| Form Re-Open Date | 06/03/2025 |
| Re-Open Last Date | 10/03/2025 (11:59 PM) |
| Written Exam Date | 05/04/2025 |
| Admit Card (Written Exam) | 28/03/2025 |
| Exam Result Out | 23/06/2025 |
| Interview Admit Card | 17/07/2025 |
| Interview Date | 23–29 July 2025 |
| Final Result Declared | 26/08/2025 |
Application Fees
| Category | Fees |
|---|---|
| Gen / EWS / OBC | ₹750 |
| SC / ST / PH | ₹150 |
| All Females | ₹150 |
| 💳 Payment Mode | Online Only |
Age Limit (as on 30/11/2024)
- Minimum Age : 20 Years
- Maximum Age : 30 Years
- Born Between : 30/11/1994 – 30/11/2004
- Age Relaxation : As per government rules
Vacancy Details
| Category | Vacancies |
| UR | 405 |
| SC | 150 |
| ST | 75 |
| OBC | 270 |
| EWS | 100 |
| Total | 1000 |
Educational Qualification
- Graduate in any discipline with 60% marks (55% for OBC / SC / ST / PH).
Exam Pattern – CBI Credit Officer 2025
Objective Test (No Negative Marking)
| Subject | Questions | Marks | Duration |
| English Language | 30 | 30 | 25 mins |
| Quantitative Aptitude | 30 | 30 | 25 mins |
| General Awareness (Banking) | 30 | 30 | 15 mins |
| Reasoning | 30 | 30 | 25 mins |
| Total | 120 | 120 | 90 mins |
Descriptive Test
| Subject | Questions | Marks | Duration |
| English (Letter Writing & Essay) | 02 | 30 | 30 mins |
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Selection Process
- Written Exam
- Interview (50 Marks)
- Document Verification
- Medical Examination
Important Links
| Content | Issued On | Link |
| 🏆 Final Result | 26/08/2025 | Click Here |
| 📅 Final Result Notice | 17/07/2025 | Click Here |
| 🎟 Interview Admit Card | 17/07/2025 | Click Here |
| 📑 Exam Result | 23/06/2025 | Click Here |
| 🎟 Get Admit Card | 28/03/2025 | Click Here |
| 📝 Fill Online Form | 06/03/2025 | Click Here |
| 📄 Full Notification | 30/01/2025 | Click Here |
| 🌐 Official Website | 30/01/2025 | Click Here |
FAQs – What is Credit Officer in Bank?
Q1. What is Credit Officer in Bank?
👉 A Credit Officer evaluates loan applications, ensures borrower eligibility, and manages credit risk.
Q2. How many vacancies are there in CBI Credit Officer Recruitment 2025?
👉 A total of 1000 vacancies have been announced.
Q3. What is the salary of a Credit Officer in Central Bank of India (What is Credit Officer in Bank)?
👉 The pay scale is ₹48,480 – ₹85,920 per month.
Q4. Is there negative marking in CBI Credit Officer Exam 2025?
👉 No, there is no negative marking.
Q5. What is the last date to apply for CBI Credit Officer 2025 (What is Credit Officer in Bank)?
👉 The last date is 20 February 2025 (11:59 PM).
