Candidates searching for “Credit Officer in Bank” are mainly looking for banking officer vacancies, salary details, eligibility, and selection process . Bank of India (BOI) has officially released the Credit Officer Recruitment 2025 for multiple scales. Below is the complete column-wise breakdown of the BOI Credit Officer Recruitment 2025. Credit Officer in Bank 2025.
Table Of Contents
Credit Officer in Bank – Overview
Particular Details
Bank Name
Bank of India (BOI)
Post Name
Credit Officer
Recruitment Year
2025
Form Mode
Online Form
Job Location
All India
Monthly Pay
Given Below
Job Basis
Permanent
Category
Bank Officer Jobs
Important Dates
Event Date
Notification Out
17/12/2025
Application Start Date
20/12/2025
Last Date to Apply
05/01/2026 (11:59 PM)
Application Fee Details
Category Fee
General / OBC / EWS
₹850/-
SC / ST / PH (Divyang)
₹175/-
Payment Mode
Online Mode
Age Limit Details
Post Age Limit
Credit Officer (MMGS-II)
25 – 35 Years
Credit Officer (MMGS-III)
28 – 38 Years
Credit Officer (SMGS-IV)
30 – 40 Years
Age Calculation Date
01/11/2025
Age Relaxation
As per Bank Rules
Selection Process
Stage Method
Stage 1
Written Exam and / or Interview
Stage 2
Document Verification
Stage 3
Medical Examination
Pay Scale – Credit Officer Salary
Scale Pay Scale
MMGS-II
₹64,820 – 2,340(1) – ₹67,160 – 2,680(10) – ₹93,960
MMGS-III
₹85,920 – 2,680(5) – ₹99,320 – 2,980(2) – ₹1,05,280
SMGS-IV
₹64,820 – 2,340(1) – ₹67,160 – 2,680(10) – ₹93,960
Qualification Details
Post Qualification
Credit Officer (MMGS-II)
Bachelor’s Degree + 03 Years Experience
Credit Officer (MMGS-III)
Bachelor’s Degree + 05 Years Experience
Credit Officer (SMGS-IV)
Bachelor’s Degree + MBA / PGDBM / Any PG Degree / CA + 08 Years Experience
Category Wise Vacancy Details
Post Name Scale Stream SC ST OBC EWS Gen Total
Credit Officer
SMGS-IV
GBO
05
02
09
03
17
36
Credit Officer
MMGS-III
GBO
09
04
16
06
25
60
Credit Officer
MMGS-II
GBO
62
31
112
41
172
418
Grand Total —
—
76 37 137 50 214 514
Important Links – Credit Officer in Bank
FAQs – Credit Officer in Bank Q1. What is a Credit Officer in Bank? A Credit Officer evaluates loan proposals, assesses risk, and manages credit portfolios in banks.
Q2. What is the salary of a Credit Officer in BOI? The salary ranges from ₹64,820 to ₹1,05,280 depending on the scale.
Q3. Is Credit Officer a permanent job? Yes, BOI Credit Officer posts are permanent government bank jobs .
Q4. Is experience mandatory for Credit Officer recruitment? Yes, banking or relevant experience is mandatory as per post scale.
Q5. Can freshers apply for Credit Officer in Bank? No, freshers are not eligible . Experience is required.
