The Junior Officer Salary 2026 is an important consideration for candidates interested in the Junior Officer (Operations) position at South Indian Bank. According to the supplied recruitment notification, the bank offers a total Cost to Company (CTC) of ₹5.14 lakh per annum, inclusive of NPS contribution, insurance premium and performance-based variable pay. Junior Officer Salary 2026.
TAble Of Contents
Junior Officer Salary 2026: Overview
| Particulars | Details |
|---|---|
| Organization | The South Indian Bank Limited |
| Post Name | Junior Officer (Operations) |
| Recruitment Year | 2026 |
| Total Vacancies | Not Mentioned in the Supplied Details |
| Job Type | Contractual |
| Eligible Locations | Tamil Nadu, Puducherry, Maharashtra and Goa |
| Application Mode | Online |
| Notification Date | 16 October 2026 |
| Application Start Date | 16 October 2026 |
| Last Date to Apply | 27 October 2026, 11:59 PM |
| Application Fee | No Fee |
| Annual CTC | ₹5.14 lakh |
| Official Website | Visit |
Junior Officer Salary in South Indian Bank 2026
The supplied notification specifies a total CTC of ₹5.14 lakh per annum. This amount includes NPS contribution, insurance premium and variable pay based on performance.
| Salary Particular | Details |
|---|---|
| Annual CTC | ₹5,14,000 |
| Monthly CTC Equivalent | Approximately ₹42,833 |
| NPS Contribution | Included in the stated CTC |
| Insurance Premium | Included in the stated CTC as specified |
| Variable Pay | Performance-based |
| Monthly In-Hand Salary | Not specified in the supplied notification |
Important: The monthly CTC equivalent is calculated by dividing ₹5,14,000 by 12. It is not the confirmed monthly take-home salary. Actual in-hand pay may be lower because the CTC includes employer contributions, insurance-related costs and variable pay, and may be affected by other applicable deductions. Junior Officer Salary 2026.
South Indian Bank Junior Officer Benefits
In addition to the stated CTC, the supplied details list insurance benefits for Junior Officer (Operations) employees.
| Benefit | Coverage / Details | Who Bears the Cost? |
|---|---|---|
| Group Personal Accident Insurance | ₹40,00,000 | Arranged by the bank at its cost |
| Health Insurance | ₹5,25,000 | Arranged by the bank at its cost |
| Life Insurance | ₹35,00,000 | Premium borne by the employee |
| Life Insurance Premium | ₹214.85 per month, inclusive of GST | Employee |
| NPS Contribution | Included in the stated CTC | As per applicable terms |
| Variable Pay | Based on performance | Subject to bank policy |
The notification states that the life insurance premium is revisable annually. Candidates should read the complete notice for policy conditions, exclusions and eligibility. Junior Officer Salary 2026.
Job Location and Domicile Requirements
| State / Union Territory | Eligibility Condition |
|---|---|
| Tamil Nadu | Candidates domiciled in the state |
| Puducherry | Candidates domiciled in the Union Territory |
| Maharashtra | Candidates domiciled in the state |
| Goa | Candidates domiciled in the state |
Only candidates domiciled in the listed states or Union Territory are eligible to apply, according to the supplied notification. Proficiency in the local language will be given preference.
Educational Qualification and Experience
| Requirement | Details |
|---|---|
| Educational Qualification | Graduation in any discipline |
| Minimum Marks | 50% |
| Work Experience | At least 2 years |
| Relevant Experience | Banking sector or NBFCs |
| Local Language | Proficiency preferred |
| Domicile | Must meet the specified state/UT requirement |
Applicants should verify how the bank defines relevant experience, accepted graduation qualifications and proof of domicile in the official notification.
Age Limit
| Particular | Details |
|---|---|
| Maximum Age | 28 Years |
| Age Calculation Date | 30 September 2026 |
| Date of Birth | Born on or after 1 October 1998, as supplied |
| Age Relaxation | As per applicable rules |
Candidates should confirm the complete age criteria and any applicable relaxation in the official recruitment notice.
Selection Process
| Stage | Details |
|---|---|
| Stage 1 | Group Discussion (GD) and/or Personal Interview |
| Stage 2 | Document Verification |
| Stage 3 | Medical Examination |
The supplied details list Group Discussion/Personal Interview, medical examination and document verification. Refer to the official notice for the final selection procedure and any additional assessment requirements.
Important Dates
| Event | Date |
|---|---|
| Notification Released | 16 October 2026 |
| Online Application Starts | 16 October 2026 |
| Last Date to Apply | 27 October 2026, 11:59 PM |
| Application Fee Deadline | No fee required |
Candidates should submit their applications before the closing time and retain the application confirmation.
Application Fee
| Candidate Category | Fee |
|---|---|
| All Candidates | ₹0 |
| Payment Requirement | No application fee |
How to Apply for South Indian Bank Junior Officer Recruitment 2026
| Step | Instructions |
|---|---|
| Step 1 | Open the official application portal: https://recruit.southindianbank.bank.in/RDC/. |
| Step 2 | Find the Junior Officer (Operations) Recruitment 2026 advertisement. |
| Step 3 | Read the official notification and confirm domicile, education, marks and experience requirements. |
| Step 4 | Complete the online registration and enter the required personal details. |
| Step 5 | Provide educational qualifications, work experience and other requested information. |
| Step 6 | Upload the documents required by the application portal. |
| Step 7 | Review all details carefully before submitting the form. |
| Step 8 | Submit the application and save a copy of the confirmation for future reference. |
Documents to Keep Ready
| Document | Purpose |
|---|---|
| Graduation Certificate / Marksheet | Educational qualification |
| Experience Certificate | Proof of at least two years of relevant experience |
| Domicile Certificate or Accepted Proof | Verification of eligible state/UT domicile |
| Identity Proof | Identity verification |
| Photograph and Signature | Online application, if required |
| Updated Resume | Employment and experience details, if requested |
| Local Language Proof | If requested or applicable |
| Valid Mobile Number and Email | Application communications |
Follow the official portal instructions for the accepted documents and upload formats.
Important Links
| Resource | Date | Link |
|---|---|---|
| Apply Online | 16/10/2026 | Apply Now |
| Full Notification | 16/10/2026 | Download |
| Official Website | 16/10/2026 | South Indian Bank |
Frequently Asked Questions (FAQs)
1. What is the Junior Officer salary at South Indian Bank in 2026?
The supplied recruitment details state a total CTC of ₹5.14 lakh per annum, including NPS contribution, insurance premium and performance-based variable pay.
2. What is the monthly salary equivalent of ₹5.14 lakh CTC?
Dividing ₹5.14 lakh by 12 gives approximately ₹42,833 per month in CTC terms. This is not the confirmed in-hand salary.
3. What insurance benefits are offered to Junior Officers?
The supplied details list group personal accident insurance of ₹40 lakh, health insurance of ₹5.25 lakh and life insurance coverage of ₹35 lakh. The employee bears the stated life insurance premium of ₹214.85 per month, inclusive of GST.
4. What is the qualification for South Indian Bank Junior Officer (Operations)?
Candidates need a graduation degree with at least 50% marks and a minimum of two years of experience in banks or NBFCs, according to the supplied notice. Junior Officer Salary 2026.
5. What is the age limit for this recruitment?
The supplied details state a maximum age of 28 years as of 30 September 2026. Confirm the full age criteria and applicable relaxations in the official notification.
6. Which locations are eligible for the Junior Officer position?
Candidates domiciled in Tamil Nadu, Puducherry, Maharashtra or Goa are eligible according to the supplied information. Local-language proficiency will be preferred.
7. Is there an application fee?
No. The supplied recruitment details state that there is no application fee for any candidate category. Junior Officer Salary 2026.
8. What is the last date to apply?
The supplied deadline is 27 October 2026 at 11:59 PM. Junior Officer Salary 2026.
Disclaimer: This article is based on the recruitment information supplied. Verify the CTC terms, insurance coverage, domicile requirements, eligibility conditions and application deadline in the official South Indian Bank notification before applying. Junior Officer Salary 2026.
